I have read the many posts about this problem but I can find a solution.
The login is checking the fields i.e for correct field format and I have also made sure all the mandatory fields are there. Actually I made all the fields non mandatory but that didn't help.
Happy to pay someone to fix it if someone is up to the challenge. Alternatively, i was considering upgrading from 7.0 up to something better, happy to pay someone to do this if they are keen and able.
